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Day: September 2, 2026

What to Do When Your Home’s Appraisal Comes in Low — and How to Avoid It Entirely

Estate agent presenting home loan contract

It’s one of the most stressful moments in a real estate transaction. You’ve accepted an offer, you’re a few weeks from closing, and then the lender’s appraisal report comes back $15,000 below the contract price. Now you have a problem: the buyer can’t get financing at the agreed price, and you have three options — […]

How to Price Farm and Acreage Property in West Central Indiana — An Appraiser’s Perspective

Rows of thriving green soybean plants in a fertile agricultural field at sunrise, illuminated by warm golden light. (1)

Selling a residential home in Crawfordsville is one kind of transaction. Selling 80 acres of tillable ground in Warren County — or a rural estate with a farmhouse, equipment storage, and mixed‑use pasture — is an entirely different exercise. The comparable sales are older. The buyer pool is smaller. The variables that affect value are […]

Why Having a Certified Appraiser as Your REALTOR® Changes Everything About Pricing Your Home

Property appraisal with inspector indoors

Two conversations happen in every real estate transaction. The first is between the seller and the agent: what do we list at? The second is between the lender and an independent appraiser: what is this property actually worth? Most sellers don’t realize these two conversations can contradict each other — and when they do, the […]

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John Downey​

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John Downey is a Top 3 Montgomery County Realtor and Indiana Certified Appraiser (since 2006) with over 260 career transactions and $57M+ in volume.

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